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Charter + Rx (HMO) 2012

Available in Chelan, Douglas, Grant, King, Lewis, Pierce, Snohomish, Thurston and Whatcom counties.

Charter + Rx includes Part D prescription drug coverage, low copayments and lower out-of-pocket maximums.

BENEFIT

COST

Monthly Premium

$94

Out of Pocket Maximum

$2,250

Annual Physical

$0

Primary Care Office Visit

$10

Specialist Office Visit

$30

Inpatient Hospital Care

$200 per day for days 1-5;

$0 copay per day for days 6-90;

$0 copay for additional days

Outpatient Services/Surgery

$100 copay at ASC

$150 copay at outpatient hospital facility

$30 copay for O/P clinic

Emergency Room

Includes Worldwide Coverage

$60 copay

Copay waived if admitted within 24 hours for the same condition

Ambulance

$150 copay

Copay waived if admitted within 24 hours for the same condition

Diagnostic Tests, X-Rays, Lab and Radiology Services

$0 copay for lab service, diagnostic procedures, tests and x-rays

$150 copay for MRI/MRA/CT/CTA/PET/SPECT scans

$30 copay for therapeutic radiology services

Outpatient Mental Health Care

$30 copay for individual or group therapy visit with a psychiatrist

Prescription Drug Deductible

$0

30 day supply

Retail or Mail Order

Tier 1: $6
Tier 2: $18
Tier 3: $36
Tier 4: $60
Tier 5: 33% coinsurance

90 day supply

Retail

Tier 1: $15
Tier 2: $45
Tier 3: $90
Tier 4: $150
Tier 5: 33% coinsurance

90 day supply

Mail Order

Tier 1: $12
Tier 2: $36
Tier 3: $72
Tier 4: $120
Tier 5: 33% coinsurance

Additional Benefits

  • Silver & Fit Fitness Benefit
  • Routine Vision Care 
  • Individual Assistance Program
  • Hearing Aid Discounts
  • ChooseHealthy Affinity Program

Optional Supplemental Benefits

Dental Plan

  • Through Washington Dental Services
  • $63 monthly premium
  • PPO Network
  • Basic 100/80/20 plan

Alternative Healthcare (Chiropractic and Acupuncture)

  • Through American Specialty Health
  • $9 monthly premium
  • 20 combined Chiropractic and Acupuncture visits
  • $20 co-pay per visit

Page Last Updated: October 1, 2011